Components of our integrated investment management process include:
- Identify and set your risk parameters (based on financial situation, goals, personal risk tolerance outlined in Wealth Plan)
- Determine the estimated target return necessary to meet your financial objectives
- Develop investment portfolio options that best seek to reach the targeted return on a risk-adjusted basis, and review any social impact investing considerations
- Continuously monitor, adjust, and, rebalance the portfolio(s)
A key tenet underlying our portfolio management process is developing and maintaining a diversified portfolio designed to pursue your long-term target rate of return. A second tenet is that asset allocation is an important contributor to successful long-term investing. We do not attempt to fit our clients into standard models, but instead, design portfolios that meet your specific goals.
As a long-time independent firm with a fee-based approach, our economic incentives are aligned with yours. This allows us the freedom and motivation to select the investments most appropriate to you. Our team at Winthrop Wealth develops and manages all of our clients’ customized portfolios without the influence of any institutional proprietary products.
There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification and asset allocation do not protect against market risk.