Meet the Team

Multi-generational expertise.
Entrepreneurial spirit.


Meet our team

Earl B. Winthrop, AIF®

President and Founding Partner / Wealth Advisor

Earl is a senior, founding partner of Winthrop Wealth. With over 30 years of experience in creating customized portfolio solutions and disciplined investment strategies. Earl oversees all client-related activities and provides final discretion on asset allocation and portfolio implementation.

Earl has been instrumental in helping clients navigate though some of the most difficult market cycles in history. His philosophy of providing exceptional client service is deeply ingrained in the firm’s DNA and has made WW the destination of choice for many clients. Prior to co-founding WWM, Earl worked for “Big Four” accounting firms (Arthur Andersen & Co. and PWC) as a Certified Public Accountant (CPA) and member of the Connecticut Society of CPAs (CSCPA).

One of Earl’s greatest passions is ‘giving back.’ He is actively involved in the local community serving on various community boards and committees. Earl and his wife, Maria, are proud sponsors of the National Ovarian Cancer Coalition Boston Chapter amongst other organizations dedicated to the fight against cancer.

Earl was very involved in coaching youth soccer, alpine ski racing, and enjoys spending time with his family (including his German Shorthaired Pointer Nils), working out, and living a healthy lifestyle. He shares his passion for leading a healthy lifestyle and has helped many clients understand the importance of maintaining excellent health.

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Other advisory services offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
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Mark S. Winthrop, PPC™

President and Founding Partner/ Chief Investment Officer / Wealth Advisor

Mark is a founding partner of Winthrop Wealth. Mark shares oversight responsibilities with his brother Earl. For over 30 years, Mark has been a leader in the creation and delivery of portfolio management solutions, financial planning, and tax management strategies.

His experience brings a risk-conscious mindset to our firm by being proactive and prepared for whatever surprises may unfold. He feels that he is, “at his best when the unexpected happens.” Mark is in charge of the firm’s investment committee and oversees the due diligence process.

Prior to co-founding Winthrop Wealth with his brother Earl, Mark worked for the Internal Revenue Service in the Tax Shelter Group, a department that investigates tax shelters and investment schemes. He was also the Equity Coordinator for a subsidiary of Travelers Equity. Mark helps maintain our investment philosophy and culture by adhering to processes that work and by avoiding others simply because they are “popular.”

Mark is a benefactor to a variety of local community and charitable organizations in the Boston area. He is a member of the American Institute of CPAs (AICPA), the Massachusetts Society of CPAs (MSCPA), and the Connecticut Society of CPAs (CSCPA). Mark holds the Professional Plan Consultant (PPC TM) designation from fi360, Inc., with focused training on plan services and ERISA requirements for employer-sponsored retirement plans.

Mark is an avid tennis player and skier. He enjoys spending time with his family and being a spectator at his children’s various sporting events.

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Other advisory services offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
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Edward Burke, CFA

Wealth Advisor

Ed Burke, CFA is the head of investment research at Winthrop Wealth. Ed has 27 years of investment experience and is responsible for overseeing the WWM investment process as defined by the WWM investment committee. Ed conducts research on macroeconomic trends, the market environment, and runs the manager selection process to ensure that the WWM investment committee makes optimal portfolio decisions. Ed also has deep experience with institutions, employer sponsored retirement plans, and affluent families.

Prior to WWM, Ed was a senior investment analyst at LPL Financial. As a member of the research team he was responsible for conducting individual equity research and due diligence on separate account and mutual fund managers across various asset classes. His research materials were published and utilized by thousands of advisors across the United States. Ed began his career at Fidelity and Reuters as a research analyst.

Ed obtained the Chartered Financial Analyst designation from the CFA institute and is a member of the Boston Security Analysts Society and the CFA institute.

Outside of work, Ed and his wife have four children who are very active in sports and performing arts. Whether it be in a coaching capacity or as a spectator, Ed values and enjoys the time he is able to spend encouraging them and teaching them to be valuable players and teammates. As a family, they enjoy being outdoors and participating in water, snow, and other sports.

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Other advisory services offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.

 

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Richard C. St. Onge, IACCP®, PPC™

Chief Compliance Officer / Wealth Advisor / Director of Retirement Services

Rich has worked with many of Winthrop Wealth’s clients in various capacities for nearly 18 years. Ultimately, Rich wants to provide a consistent client experience and continues to work with our team on a large cross section of specific client cases. “I try to bring another perspective. Most often, simple is better. But I am detail oriented also. I like to be involved with helping others and acting as a resource.”

As Chief Compliance Officer, Rich leads our Compliance Program, ensuring we implement best practices in an increasingly complex regulatory environment. He is responsible for reviewing account management and business practices, advertising, and communications as well as providing training and support to our other advisors. Rich maintains the NRS Investment Adviser Certified Compliance Professional® (IACCP®) designation, which focuses training on investment adviser regulation and compliance best practices, and adherence to nationally recognized professional standards and ethical leadership. In addition, he maintains the Professional Plan Consultant (PPC TM) designation from fi360, Inc., with focused training on plan services and ERISA requirements for employer-sponsored retirement plans. He holds FINRA Series 7, 24, and 66 licenses with LPL Financial, and is an Investment Adviser Representative with Winthrop Wealth.

Rich originally hails from Boston but grew up and lived for many years in the Greater Hartford area. He pursues interests in history–local and otherwise, genealogy, music and guitar, and does some running. He has supported several animal rescues in CT and the Greater Boston area, though is currently between dogs at the moment.

Securities and Retirement Plan Consulting Program advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Other advisory services offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.

Email Richard C. St. Onge, IACCP®, PPC™

Lucas Winthrop

Chief Operating Officer / Wealth Advisor

Lucas serves as a fully licensed client engagement partner managing client relationships and servicing. He also works closely with his brother Max and the Partners on Business Development and strategy of the firm.

Lucas was born into the business. From a young age, Lucas spent his summers in the office learning the family business inside and out. He brings a creative perspective to a so-called ‘grey industry’ working closely with his brother Max to revolutionize the way their generation views and interacts with the financial landscape. Prior to joining the family business, Lucas spent time working as a research analyst at a boutique asset management firm.

With a knack for entrepreneurship, Lucas also co-founded and worked as a CFO on a non-profit organization for 4 years, as well as co-founded a music entertainment company prior to graduating college.

“I am passionate about fostering strong relationships built on trust, honesty, and transparency; I seek to bring out the best in the people around me. “Working in the family business allows me to maintain my passion for entrepreneurship. I love this business, the industry, and would not want to be anywhere else. “

Lucas is an active, outdoor enthusiast. Outside of the office, he enjoys being involved in many intermural sports, skiing, traveling and working with music.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
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Max G. Winthrop

Chief Executive Officer

Max is responsible for helping to set the strategy at Winthrop Wealth and broaden the services offered to clients. He also serves as a client engagement partner on many of WW’s client relationships.

Max’s prior experience at a fortune 500 financial organization equipped him with leadership/management skills. He also spent time as an investment analyst structuring private placements. His mission along with his brother, Lucas, is to build a sustainable organization that allows the firm to better serve its clients.

Max left the corporate world because he saw an opportunity in the wealth management business to provide individuals better financial stewardship. He believes that the industry needs an injection of youth and is working towards extending services, previously reserved for only wealthy individuals, to the younger millennial generation.

When Max is out of the office you can find him in the gym or shredding on the slopes with his brother Lucas and their friends.

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Orey Hess

Associate Director, Operations and Client Service

Orey brings a lifetime of financial services operations experience to WW. She is a keystone in the client service process and deals with all of the administrative aspects of implementing and managing client portfolios. Orey ensures that all client activity and requests are taken care of in a timely matter.

Prior to working at WW, Orey was the operations manager at LPL Financial in San Diego, CA working with the advisory services group.

Orey is at her best when she is able to help others. “I like the challenge of finding solutions to difficult problems and ending up with a positive result.”

Orey enjoys watching sports, especially the Red Sox. She also enjoys spending time with friends and family. When Orey is out of the office, she is an avid concertgoer trying to catch as many shows as possible when her dog Oliver is not keeping her busy.

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Robert E. Zola, JD, CFP®

CERTIFIED FINANCIAL PLANNER™ Wealth Advisor

Rob joined our team in 2016. As a professional market maker with over 20 years of experience in trading, strategic planning and risk management, Rob served as an independent derivatives trader and a former partner at RTS Capital. Rob’s prior experience and extensive industry knowledge provide him with a fluent understanding of the financial markets and a long history of identifying and controlling risk.

A graduate of Skidmore College and University of Miami School of Law, Rob is an attorney (J.D.) and a member of the New York and New Jersey Bars.

Rob is an avid tennis and paddle player. He and his wife Noelle have been married for over twenty years. They have three children who are very busy with school, sports, and dance. Rob enjoys coaching, being active and spending time outdoors with his family.

With a strong passion for investing and financial planning, Rob looks forward to building long-term relationships with families to help them pursue their financial goals.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
Email Robert E. Zola, JD, CFP®

Samantha Hanna

Senior Associate, Operations and Client Service

As an Operations Associate, Samantha ensures quality and simplicity to client operations so team members and wealth consultants are able to focus their efforts on client needs. Samantha graduated from the University of Hartford in 1991 with a Bachelor’s Degree in Communications. She holds her Series 7 and 63 licenses through LPL Financial and has over 15 years of experience in the financial services industry; five of those years spent working for LPL Financial in the Boston office. After taking a few years off to raise her two sons, Samantha joined the Winthrop Wealth Team. In her spare time, Samantha enjoys cooking, working out, boating and spending time with her family.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.

Kelsea G. Tower

Associate Director, Operations and Client Service

Kelsea plays a key role in designing and executing our operations strategy, technology platforms, and systems efficiency. Her experience prior to joining Winthrop Wealth included serving as a Business Associate at a quantitative hedge fund in San Francisco, an Assistant to a Financial Advisor in San Diego, and a Summer Associate on Voya Financial’s consulting team in the Greater Boston Area.

Kelsea holds a BBA in Finance and a minor in Psychology from University of San Diego. Although she misses the California sun, Kelsea is happy she returned to her Massachusetts roots. When she is out of the office, Kelsea enjoys being on the ocean, unwinding in the yoga studio, and spending time on passion projects.

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Michael Banchick

Chief Technology Officer

Michael is the firm’s Chief Technology Officer. He is Chairman of Winthrop Wealth’s Data Governance and Risk Committee.

Prior to joining Winthrop Wealth in 2017, Michael worked in consulting where he helped emerging businesses develop growth strategies and scale their operations. Michael began his career in business development, and leading operational teams where he implemented enterprise technology solutions.

Michael earned a Bachelor of Arts degree from the University of Massachusetts. He resides in Boston with his family and has been active on a number of advisory boards.

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Kenneth J. Dean CPA, CFP®, CFA, MST

Senior Director, Financial Planning

Kenneth Dean, CPA, CFP®, CFA, MST, joined our team in 2018 as Director of Financial Planning. Over the course of his career, Ken brings 10 years’ experience working at large, multinational companies such as Toshiba and Colgate-Palmolive as a tax specialist and extensive experience providing accounting and tax services to personal clients for over 30 years.

For the past 15 years, Ken has served as an adjunct professor for Boston University CFP Certificate Program teaching all seven of the programs financial courses. (Introduction to Financial Planning, Insurance Planning and Risk Management, Investment Planning, Income Tax Planning, Retirement and Employee Benefits Planning, Estate and Gift Tax Planning, and Capstone Course). In addition to his role as an adjunct professor at Boston University, Ken has taught all sections of the CFP Certificate Examination Review courses for various CFP programs.

Ken’s passion and love for teaching financial planning concepts to students and clients resonates with his innate ability to think outside the box and present creative options focusing on cash flow planning and tax minimization strategies to help pursue financial goals.

Outside of work, Ken and his wife, Deanna, enjoy spending time with their son Edward. Ken’s other passions include listening and playing music with his band. He is also an avid hockey fan and plays goalie in a men’s league in his home state of New Hampshire.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
Email Kenneth J. Dean CPA, CFP®, CFA, MST

Andrew Murphy, CFA

Senior Director, Portfolio Management

Andrew Murphy, CFA is the Senior Director of Portfolio Management at Winthrop Wealth. Andrew has over ten years of experience working in the investment management industry. He is responsible for managing the firm’s centralized investment platform and portfolio construction framework. The WW total net worth investment management process is designed to provide well-diversified portfolios constructed with a methodology based on prudent risk management, asset allocation, and security selection.

Andrew chairs the Investment Committee and authors the firm’s investment commentary and “Client Question of the Month” pieces. Andrew is experienced in portfolio management, asset allocation, security analysis, and trading.

Prior to Winthrop Wealth, Andrew worked as a Portfolio Manager for a registered investment advisor where he helped create and manage the firm’s investment strategies. Andrew also spent four years at Fidelity Investments, including a position working for Pyramis Global Advisors, Fidelity’s institutional asset management division.

Andrew earned an MBA from the Boston College Carroll School of Management. He also holds the Series 7 and 63 securities registrations through LPL Financial is an Investment Adviser Representative with Winthrop Wealth. Andrew is a CFA charterholder and a member of the Boston CFA Society. He grew up in central Massachusetts and played hockey throughout college. Andrew currently lives near Boston with his fiancée.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
Email Andrew Murphy, CFA

Alexandra Balukonis

Senior Associate, Client Communications and Marketing

Joining our team in 2018, Alex’s role ensures building and maintaining relationships between clients and advisors, as well as coordinating Winthrop Wealth’s administrative activities.

Alex holds a BFA in Graphic Design from Emmanuel College which has been instrumental in Winthrop Wealth’s in house commentary and blog production. Her executive assistant and event coordinator experience made for an easy transition to our team.

When she’s not in the office you can find her traveling, cooking, or spending time with friends and family.

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Daniel Castle, CLU, ChFC, CFP®

Director, Advanced Planning

Dan Castle joined Winthrop Wealth in 2019 as an Advanced Planning Consultant on our Financial Planning team. He comes to Winthrop Wealth with over 30 years of industry experience developing and implementing unique insurance and financial planning strategies for affluent families and business owners.

Dan joined Winthrop Wealth directly from LPL Financial (Assistant V.P. Advanced Insurance Consulting) where he assisted the firm’s financial advisors with complex estate planning techniques, business succession planning, non-qualified and qualified retirement plans.

Prior to LPL, he spent more than 15 years with Manulife Financial / John Hancock as an integral member of an advanced markets team serving as an advanced markets consultant, director of training, and national accounts manager.

Dan has authored industry articles, created presentations and conducted training conferences for advisors, insurance professionals, attorneys, and accountants. He currently maintains the Chartered Life Underwriter®, Chartered Financial Consultant® and CERTIFIED FINANCIAL PLANNER™ designations. He holds FINRA Series 7 and 63 licenses with LPL Financial, and is an Investment Adviser Representative with Winthrop Wealth Management.

Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Winthrop Wealth, a Registered Investment Advisor and separate entity from LPL Financial.
Email Daniel Castle, CLU, ChFC, CFP®

Mr. Nils

Chief Happiness Officer

Mr. Nils, or Nisse as we call him, is a 6 year old German Shorthaired Pointer. Nils helps maintain a positive and happy environment in our Boston office. He loves his friends and family, taking long walks, swimming, and playing ball.