Meet The Team

Earl Winthrop, AIF

President and Founding Partner/Co-Chief Investment Officer/ Senior Wealth Advisor

Earl is a senior, founding, partner of Winthrop Wealth Management. With over 30 years of experience in creating customized portfolio solutions and disciplined investment strategies, Earl oversees all client related activities and provides final discretion on asset allocation and portfolio implementation.

Earl has been instrumental in helping clients navigate though some of the most difficult market cycles in history. His philosophy of providing exceptional client service is deeply ingrained in the firm’s DNA and has made WWM the destination of choice for many clients. Earl is consistently awarded accolades as one of the nation’s top advisors by leading industry and business publications.

Prior to co-founding WWM, Earl worked for “Big Four” accounting firms (Arthur Andersen & Co. and PWC). Earl is a Certified Public Accountant (CPA) and member of the Connecticut Society of CPAs (CSCPA).

One of Earl’s greatest passions is ‘giving back.’ He is actively involved in the local community serving on various community boards and committees. Earl and his wife, Maria, are proud sponsors of the National Ovarian Cancer Coalition Boston Chapter amongst other organizations dedicated to the fight against cancer.

Earl was very involved in coaching youth soccer, alpine ski racing, and enjoys spending time with his family (including his German Shorthaired Pointer Nils), working out, and living a healthy lifestyle. He shares his passion for leading a healthy lifestyle and has helped many clients understand the importance of maintaining excellent health.

Disclosure: Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor.
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Mark S. Winthrop, PPC

President and Founding Partner/ Chief Investment Officer / Senior Wealth Advisor

Mark is a founding partner of Winthrop Wealth Management Mark shares oversight responsibilities with his brother Earl. For over 30 years, Mark has been a leader in the creation and delivery of portfolio management solutions, financial planning, and tax management strategies.

His experience brings a risk conscious mindset to our firm by being proactive and prepared for whatever surprises may unfold. He feels that he is, “at his best when the unexpected happens.” Mark is in charge of the firm’s investment committee and oversees the due diligence process. He is consistently recognized as one of the nation’s top investment advisors.

Prior to co-founding Winthrop Wealth Management with his brother Earl, Mark worked for the Internal Revenue Service in the Tax Shelter Group, a department that investigates tax shelters and investment schemes. He was also the Equity Coordinator for a subsidiary of Travelers Equity. Mark helps maintain our investment philosophy and culture by adhering to processes that work and by avoiding others simply because they are “popular.”

Mark is a benefactor to a variety of local community and charitable organizations in the Boston area. He is a member of the American Institute of CPAs (AICPA), the Massachusetts Society of CPAs (MSCPA), and the Connecticut Society of CPAs (CSCPA). He is a professional Plan Consultant (PPC) and a member of MSCPA Investment Committee, which is an overseer of the MSCPA’s investment funds.

Mark is an avid tennis player and skier. He enjoys spending time with his family and being a spectator at his children’s various sporting events.

Disclosure: Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor.
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Edward Burke, CFA

Director of Research / Wealth Advisor

Ed Burke CFA, is the head of investment research at Winthrop Wealth Management. Ed has 27 years of investment experience and is responsible for overseeing the WWM investment process as defined by the WWM investment committee. Ed conducts research on macroeconomic trends, the market environment, and runs the manager selection process to ensure that the WWM investment committee makes optimal portfolio decisions. Ed also has deep experience with institutions, employer sponsored retirement plans, and affluent families.

Prior to WWM, Ed was a senior investment analyst at LPL Financial. As a member of the research team he was responsible for conducting individual equity research and due diligence on separate account and mutual fund managers across various asset classes. His recommendations were published and utilized by thousands of advisors across the United States. Ed began his career at Fidelity and Reuters as a research analyst.

Ed obtained the Chartered Financial Analyst designation from the CFA institute and is a member of the Boston Security Analysts Society and the CFA institute.

Outside of work, Ed and his wife have four children who are very active in sports and performing arts. Whether it be in a coaching capacity or as a spectator, Ed values and enjoys the time he is able to spend encouraging them and teaching them to be values players and teammates. As a family, they enjoy being outdoors and participating in water, snow, and other sports.

Disclosure: Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor.
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Richard C. St. Onge, PPC

Chief Compliance Officer / Wealth Advisor / Director of Retirement Services

Rich has worked with Winthrop Wealth Management’s clients in various capacities for nearly 14 years, assisting with portfolio management, financial planning, and investment research.

As Director of Retirement Services, Rich assists with plan installations, plan evaluations and creation of best practices. He also provides investment advice and insurance services in his capacity as a wealth manager and consultant. As a client services manager, Rich helps clients with portfolio management and financial planning.

Rich also keeps WWM compliant in an increasingly complex world, making sure that client records are protected with the latest and safest technology procedures. Rich is at his best when he has a clear objective. “I am adept at finding alternative strategies and am detail oriented. I am motivated by helping others and acting as a resource.”

Rich is licensed as an investment advisor representative and hold the Professional Plan Consultant (PPC) designation from fi360, Inc., with focused training on plan services and ERISA requirements for employer-sponsored retirement plans.

Rich is a member of the Boston Science Museum and the New England Historic Genealogy Society, as well as the Copley Square chapter of Toastmasters International. Rich has supported several animal rescues in the Greater Boston area and has recently adopted a 10-year old Chihuahua mix, Sweet-Tooth.

Disclosure: Retirement Plan Consulting Program advisory services offered through LPL Financial, a registered investment advisor.
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Lucas Winthrop

Chief Operating Officer / Wealth Advisor

Lucas serves as a fully licensed client engagement partner managing client relationships and servicing. He also works closely with his brother Max and the Partners on Business Development and strategy of the firm.

Lucas was born into the business. From a young age, Lucas spent his summers in the office learning the family business inside and out. He brings a creative perspective to a so-called ‘grey industry’ working closely with his brother Max to revolutionize the way their generation views and interacts with the financial landscape. Prior to joining the family business, Lucas spent time working as a research analyst at a boutique asset management firm.

With a knack for entrepreneurship, Lucas also co-founded and worked as a CFO on a non-profit organization for 4 years, as well as co-founded a music entertainment company prior to graduating college.

“I am passionate about fostering strong relationships built on trust, honesty, and transparency; I seek to bring out the best in the people around me. “Working in the family business allows me to maintain my passion for entrepreneurship. I love this business, the industry, and would not want to be anywhere else. “

Lucas is an active, outdoor enthusiast. Outside of the office, he enjoys being involved in many intermural sports, skiing, traveling and working with music.

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Max Winthrop

Chief Executive Officer / Investment Associate

Max is responsible for helping to set the strategy at Winthrop Wealth Management and broaden the services offered to clients. He also serves as a client engagement partner on many of WWM’s client relationships.

Max’s prior experience at a fortune 500 financial organization equipped him with leadership/management skills. He also spent time as an investment analyst structuring private placements. His mission along with his brother, Lucas, is to build a sustainable organization that allows the firm to better serve its clients.

Max left the corporate world because he saw an opportunity in the wealth management business to provide individuals better financial stewardship. He believes that the industry needs an injection of youth and is working towards extending services, previously reserved for only wealthy individuals, to the younger millennial generation.

When Max is out of the office you can find him in the gym or shredding on the slopes with his brother Lucas and their friends.

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Orey Hess

Operations Manager

Orey brings a lifetime of financial services operations experience to WWM. She is a keystone in the client service process and deals with all of the administrative aspects of implementing and managing client portfolios. Orey ensures that all client activity and requests are taken care of in a timely matter.

Prior to working at WWM, Orey was the operations manager at LPL Financial in San Diego, CA working with the advisory services group.

Orey is at her best when she is able to help others. “I like the challenge of finding solutions to difficult problems and ending up with a positive result.”

Orey enjoys watching sports, especially the Red Sox. She also enjoys spending time with friends and family. When Orey is out of the office, she is an avid concertgoer trying to catch as many shows as possible when her dog Oliver is not keeping her busy.

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Robert E. Zola, JD

Wealth Advisor

Rob joined our team in 2016. As a professional market maker with over 20 years of experience in trading, strategic planning and risk management – Rob served as an independent derivatives trader and a former partner at RTS Capital. Rob’s prior experience and extensive industry knowledge provide him with a fluent understanding of the financial markets and a long history of identifying and controlling risk.

A graduate of Skidmore College and University of Miami School of Law, Rob is an attorney (J.D.) and a member of the New York and New Jersey Bars.

Rob is an avid tennis and paddle player. He and his wife Noelle have been married for over twenty years. They have three children who are very busy with school, sports, and dance. Rob enjoys coaching, being active and spending time outdoors with his family.

With a strong passion for investing and financial planning, Rob looks forward to building long-term relationships with families to help them achieve their financial goals.

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Maggie W. Piccirillo, CFP

Certified Financial Planner / Wealth Advisor

Maggie joined our team in 2016. She brings over 9 years of experience in private wealth management, advising affluent families and individuals. Maggie has a passion and a focus on comprehensive financial planning and personalized financial education. Prior to joining Winthrop Wealth, Maggie held senior client facing roles at two prominent independent registered investment advisors in Boston.

Maggie attended Dickinson College where she graduated magna cum laude with a degree in International Business & Management. Maggie is a Certified Financial Planner certificant (CFP) and is a member of both the National and Massachusetts chapters of the Financial Planning Association. She also holds the Series 7, 63, and 65 securities registrations.

Maggie and her husband Bryan currently reside in West Roxbury, MA. She is an outdoor enthusiast and loves to go hiking, running, and skiing in her free time.

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Samantha Hanna

Operations Associate

As an Operations Associate, Samantha ensures quality and simplicity to client operations so team members and wealth consultants are able to focus their efforts on client needs. Samantha graduated from the University of Hartford in 1991 with a Bachelor’s Degree in Communications. She has over 15 years of experience in the financial services industry; five of those years spent working for LPL Financial in the Boston office. After taking a few years off to raise her two sons, Samantha joined the Winthrop Wealth Management Team. In her spare time, Samantha enjoys cooking, working out, boating and spending time with her family.

Kelsea G. Tower

Operations Associate

Kelsea plays a key role in developing and executing Winthrop Wealth’s operational strategy, process improvement, and framework consistency. Her experience prior to joining our team includes serving as a Business Associate at a boutique investment firm in San Francisco, an Assistant to a Financial Advisor in San Diego, and a Summer Associate on Voya Financial’s consulting team in the Greater Boston Area.

Kelsea holds a BBA in Finance and a minor in Psychology from University of San Diego. Although she misses the California sun, Kelsea is happy she returned to her Massachusetts roots. When she is out of the office, Kelsea enjoys spending time with friends and family, volunteering with at-risk youth, and relaxing on or near the ocean.

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Alison Balster

Operations Associate

As an Operations Associate, Alison assists clients with excellent service and support. Ali graduated from Cornell University with a degree in Operations Research and Industrial Engineering. After working in the Aerospace Industry for 13 years, Ali took some time off to have kids. She was eager to enter back into the workforce, joining Winthrop Wealth Management in 2014. Outside of work, Ali spends her spare time with her three young kids, black lab, and husband Nick. They enjoy biking, running, cooking, travelling, and watching Big Ten College Football.

Kenneth J. Dean CFP, CPA, CFA, FRM, MST

Director of Financial Planning

Kenneth Dean, CPA, CFP®, CFA, FRM, MST, joined our team in 2018 as Director of Financial Planning. Over the course of his career, Ken brings 10 years’ experience working at large, multinational companies such as Toshiba and Colgate-Palmolive as a tax specialist and extensive experience providing accounting and tax services to personal clients for over 30 years.

For the past 15 years, Ken has served as an adjunct professor for Boston University CFP Certificate Program teaching all seven of the programs financial courses. (Introduction to Financial Planning, Insurance Planning and Risk Management, Investment Planning, Income Tax Planning, Retirement and Employee Benefits Planning, Estate and Gift Tax Planning, and Capstone Course). In addition to his role as an adjunct professor at Boston University, Ken has taught all sections of the CFP Certificate Examination Review courses for various CFP programs.

Ken’s passion and love for teaching financial planning concepts to students and clients resonates with his innate ability to think outside the box and present creative options focusing on cash flow planning and tax minimization strategies to help achieve financial goals.

Outside of work, Ken and his wife, Deanna, enjoy spending time with their son Edward. Ken’s other passions include listening and playing music with his band. He is also an avid hockey fan and plays goalie in a men’s league in his home state of New Hampshire.

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Mr. Nils

Chief Happiness Officer

Mr. Nils, or Nisse as we call him, is a 6 year old German Shorthaired Pointer. Nils helps maintain a positive and happy environment in our Boston office. He loves his friends and family, taking long walks, swimming, and playing ball.